Insurance for tech businesses

Smart cover for software, platforms and innovation

Whether you’re launching a Saas platform, scaling an AI solution, or supporting global clients with cloud-based tools – we help tech businesses stay protected, compliant and investor ready.

We get how you work

Tech companies aren’t built like traditional businesses – and we don’t treat them like they are. Whether you’re a B2B Saas, marketplace, or AI platform, your risks shift fast as you grow.

You might be moving from bootstrapped to Series A, managing investor demands, or scaling into regulated markets with strict SLAs and compliance needs. We understand the models, the milestones and the pressure – and we shape our advice to fit.

The risks we see most

From product launch to global scale, tech businesses face a unique set of risks – and it’s often the blind spots that cause the biggest damage.

Data breaches

Cyber attacks and leaks of sensitive customer or health data.

IP infringement

Legal disputes over algorithms, branding, or content ownership.

Service outages

Missed SLAs, downtime penalties and lost trust.

Regulatory breaches

Falling short of FCA, ICO, MHRA or GDPR requirements.

Founder liability

personal exposure around contracts, investor claims, and decisions.

Over 60% of the reviews we carry out reveal major cyber gaps – especially where growth has outpaced governance.

Cover you’ll typically need

Most tech businesses we speak to aren’t sure what’s essential – and what’s just nice to have. Here’s where we usually start.

Person with speech bubble on a computer screen

Professional indemnity (PI)

Covers claims around advice, services or software you’ve provided – especially if a bug, breach, or failure leads to a client’s financial loss.

Padlock with connected network nodes

Cyber insurance

Helps you recover fast from data breaches, hacks, or ransomware – covering legal costs, customer notifications, business downtime and more.

Group of three people (team)

Directors & Officers (D&O)

Protects founders and directors from personal liability if investors, regulators, or partners raise concerns about decisions made on your watch.

Hands holding a glowing light bulb

Intellectual Property (IP)

Essential if your business is built on code, content or patents. Covers the costs of defending or pursuing IP infringement claims.

Person with a shield and tick

General liability

Covers everyday risks like accidents at your premises or damage to third-party property – often required in client contracts or co-working spaces.

Not sure what’s right for you?

Let’s review your existing cover – no pressure, no jargon.

How we help

In tech, things change fast. We’re here to make sure your insurance keeps up – with expert support, fast turnaround times, and advice that’s shaped around your growth.

Built for tech

We focus purely on the tech sector – from AI startups to medtech scale-ups – which means we get your risks, your models, and what investors and regulators expect.

Quick when it counts

Need cover in place to close a round or meet a client deadline? We work fast and flexibly to make sure you don’t miss an opportunity.

Real advice, not fluff

You’ll speak to experts, not salespeople. Expect straight answers, strategic thinking, and guidance that actually helps you move forward with confidence.

Insurance as you grow

Your risks (and responsibilities) evolve fast as you scale. This simple timeline shows the typical cover we recommend at each growth stage – so you can stay protected and investor-ready at every step.

Not sure where you fit?

Idea and MVP
Solo founder, pre-revenue, early dev or beta

Recommended cover:
• Founders’ Protect
• IP Protection, PI and D&O
Live product
Small team, seed-funded, first clients on board

Recommended cover:
• Professional Indemnity
• Cyber Insurance
• Directors & Officers (if external investment)
Growing fast
£1m–£5m revenue, new hires, bigger deals

Recommended cover:
• General Liability
• Contents & Equipment
Series A and beyond
VC backing, compliance scrutiny, international growth

Recommended cover:
• D&O (enhanced limits)
• Legal Expenses
• Errors & Omissions (E&O)
Mature/global
£10m+, regulated, high SLA and infrastructure exposure

Recommended cover:
• Full-scope Cyber
• Reputational Risk
• Custom Packages and specialist advice

Not sure where you fit?

Cutting premiums by 20% with smarter cover

A tech client approached us for a free review of their insurance programme. Their global broker lacked a specialist technology team and the cover in place was inefficient and outdated.

After analysing their needs and objectives, we built a smarter solution:

  • Increased their Cyber limit from £5m to £10m.
  • Switched their PI cover to ‘Any One Claim’ for better compliance.
  • Improved coverage across PI and Cyber.
  • Streamlined their policies from four to three.
  • Reduced their total premium by over 20%.

 

The result? A more robust programme that meets their growth ambitions and saves money.

Ready to get covered?

Whether you’re scaling fast or just getting started, we’ll help you find the right protection for your stage, sector and goals. No jargon. No guesswork.
No pressure.

What our customers say